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SBA Loan Funds Control

SBA construction loans require disciplined oversight to ensure funds are disbursed appropriately throughout the construction process. Fund control serves as a critical safeguard for lenders by verifying that each draw request aligns with actual project progress, approved budgets, and SBA requirements.

Moran Consultants combines financial controls with on-site construction expertise to deliver a comprehensive fund control solution for lenders, borrowers, and developers.

Request Fund Control Services

Our SBA loan funds control services may include:

  • Document and cost review
  • Review of draw requests and prior applications
  • Verification of work completed on site
  • Review of contractor, subcontractor, vendor, and payee documentation
  • Tracking of conditional and unconditional lien waivers
  • Monthly reporting and accounting logs
  • Coordination of fund releases after required approvals
  • Communication with the lender, borrower, contractor, and project team as needed

Each engagement is tailored to the lender’s requirements and the needs of the individual project.

SBA loan funds control focuses on the review, documentation, tracking, and administration associated with construction fund disbursements.

Construction loan monitoring is broader lender oversight that may include construction draw inspections, project-progress reporting, budget review, schedule review, cost-to-complete analysis, change-order review, and identification of potential project risks.

Many lenders use both services together to gain stronger visibility into project progress and the use of loan proceeds.

Moran Consultants provides SBA loan funds control support for SBA 7(a) and SBA 504 projects involving construction, renovation, expansion, or other real-estate improvements.

The exact scope of services depends on the loan structure, project type, lender requirements, and agreed-upon draw procedures. Engaging Moran early allows the project team to establish expectations before the first fund release.

Your project may be a fit if the loan involves construction, renovation, expansion, or substantial improvements and the lender needs organized third-party support for draw reviews, payment documentation, work-in-place verification, lien-waiver tracking, or disbursement coordination.

To discuss fit, contact Moran Consultants with the project type, loan structure, anticipated construction budget, draw schedule, and any lender-specific funds-control requirements.

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